Miami and the rest of Florida use the pure comparative rule for car accidents, which means that a judge or jury determines the damages caused by both parties and the percentage of fault of both according to their part of negligence. That will determine the compensation you could get. Settlements may include damages for medical bills, lost income, loss of future earning capacity, future medical care, pain and suffering, disability, scarring and disfiguration, psychological harms, loss of society, loss of companionship, loss of financial support, and inability to lead a normal life.
A personal injury lawyer can take care of all the legal aspects of your claim and aggressively negotiate with the insurances companies to get you the settlement you deserve